Workers compensation benefits both the employee and the employers. As an employer, you are responsible if a worker gets hurt on the job.

But with workers compensation insurance, workers cannot sue the employer in court. In return, employees must only prove their injury was work related and nothing else.

This workers compensation insurance protects your business from expensive lawsuits, while also providing compensation for employees who endure injuries on the job.

For employees who endure injury, coverage can include medical costs, rehabilitation costs and lost wages.

More About Workers Compensation Insurance

In an organization, worker’s compensation is a kind of accident insurance which safeguards workers who are employed there. The contributions to the worker’s compensation are made by the employer and not by the employees. The coverage under workers compensation includes all the injuries, work-related illnesses and associated medical expenses.

In case an employee is not physically able to return to work after an injury or illness, all the compensations due to the wage loss are included in the payouts which continue till the employee returns to work.

The employee’s dependents are also covered, and the payouts are made by an insurance company which may be privately run or any state-run worker’s compensation fund. As per the law, worker compensation insurance is mandatory for an employer who has to provide for all their employees compulsorily.

The insurance in Workers’ Compensation pays for three different things at the time an employee gets injured or ill at work such as recovery expenses, medical costs, and part of the lost wages. This policy becomes mandatory based on differing contract requirements and state laws in which you can cover contractors, freelancers or employees.

Trustworthy Worker Compensation Los Angeles

It doesn’t matter what time of business you run – there’s bound to be an accident in a workplace and your employees end up getting hurt. And in the event of a workplace accident – employers are held responsible for it. In order to safeguard you and your employees, getting a worker compensation insurance is the best course of action.
In some states, businesses and companies are mandated to get worker compensation insurance, which covers everyone from freelancers, cover contractors, to regular employees.

If you’re a Los Angeles based business – allow us to protect you and your employees. Our worker compensation insurance not only covers any workplace incidents by providing compensation to your employees – it also helps you avoid an expensive potential lawsuit from them.

As long as your employee can provide concrete evidence that their injury was work-related – they can fully enjoy the full coverage of our insurance. From covering the medical costs, rehabilitation costs, and lost wages during the time of the injury – our worker compensation insurance can cover it all for you.

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Meet Our Owner
& Lead Agent

Accredited Insurance West Hollywood
Accredited Insurance West Hollywood

Teddy Zach

Owner & Lead Agent

Teddy Zach had over 25 years experience as a leading insurance agent in the Los Angeles area. He has saved his clients millions of dollars by delivering customized policies for their specific needs. Teddy is a specialist in insurance for general contractors and major construction projects and gets the best rates with the most critical protections. Teddy is waiting to help you and answer any questions you have! You can reach Teddy directly: (310) 295-1132.

Client Testimonials

  • I wish we knew our other agents about Teddy Zach well before. He is super responsive, well-informed, respectful, hard-working and very communicative. He always takes an extra step in making your decisions feel comfortable as he helps you find the best insurance that suits your needs. So far, he has been truly helpful.

    Gary Buzzell Avatar Gary Buzzell
    January 14, 2020

    Teddy Zach, when it came to my insurance needs, he was very helpful and informative. He was able to compare prices from various insurance companies and we're happy to help me explain the differences. For anyone who needs some kind of insurance, I would recommend the Zach Insurance Agency!

    Cherie Smith Avatar Cherie Smith
    January 10, 2020

    Teddy Zach Insurance is the best agent I've had to buy insurance for the last 3 years! He's doing his homework, caring and committed, and STILL has saved me thousands of dollars a year over my former agency! Being multi-lined ensures you're going to shop around your needs to find the best price while keeping an eye on the correct amount of coverage. Recently, we had a roof claim and his intercession rendered it painless and easy to resolve. We love Teddy!

    Brandy Torres Avatar Brandy Torres
    January 30, 2020

    When I first signed up for the Farmer Insurance, I had the pleasure of working with Teddy, who's amazing. He's very qualified and competent. The procedure was very quick to get the insurance policy of the owner. He is also very helpful and allows me to manage my monthly payment by phone. Please keep up with the excellent work in this office. If I had the option, this location would have received 10 stars from me!

    Joanne Norris Avatar Joanne Norris
    January 23, 2020
  • Teddy was a great help. He was incredibly responsive and helped me get the best possible price, saving $100/year from my earlier coverage. I flooded him with various questions via email and he always replied a few hours later. Great service!

    Eugene Beeman Avatar Eugene Beeman
    December 12, 2019

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