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Workers Compensation

Workers Compensation

Workers compensation benefits both the employee and the employers. As an employer, you are responsible if a worker gets hurt on the job.
But with workers compensation insurance, workers cannot sue the employer in court. In return, employees must only prove their injury was work related and nothing else.
This workers compensation insurance protects your business from expensive lawsuits, while also providing compensation for employees who endure injuries on the job.
For employees who endure injury, coverage can include medical costs, rehabilitation costs and lost wages.

Call Teddy Zach Insurance Agency today to get the piece of mind you and your employees deserve.

More About Workers Compensation

In an organization, worker’s compensation is a kind of accident insurance which safeguards workers who are employed there. The contributions to the worker’s compensation are made by the employer and not by the employees. The coverage under workers compensation includes all the injuries, work-related illnesses and associated medical expenses.
In case an employee is not physically able to return to work after an injury or illness, all the compensations due to the wage loss are included in the payouts which continue till the employee returns to work.
The employee’s dependents are also covered, and the payouts are made by an insurance company which may be privately run or any state-run worker’s compensation fund. As per the law, worker compensation insurance is mandatory for an employer who has to provide for all their employees compulsorily.
The insurance in Workers’ Compensation pays for three different things at the time an employee gets injured or ill at work such as recovery expenses, medical costs, and part of the lost wages. This policy becomes mandatory based on differing contract requirements and state laws in which you can cover contractors, freelancers or employees.

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